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By vaping you are making sure that you keep giving your money to them rather than spend it on yourself or your family

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Yes many cigar smokers qualify for non-smoker life insurance rates, and in some cases even preferred non-smoker rates, when their profile meets three conditions: no cigarette or other tobacco product use, cigar frequency within the threshold defined in the carriers guidelines, and application submission to a carrier that has an explicit cigar exception provision in their underwriting rules